United Bank and Trust

Logging Into Online Banking

Is Now More Secure Than Ever

Security and protection are vital features when it comes to banking.

We will be launching a new security feature that will integrate stronger cybersecurity protections to detect fraud, while ensuring you have a positive online banking experience.

Every time you login to Personal Online Banking, the new security feature will not only confirm your credentials but also the device you are using. If the system detects a new device or suspicious activity, you may be asked to further verify your identity via a one-time passcode sent to your phone. Your enrollment in this new security feature is required.

Secure Login for Online Banking Video

Simple Setup:

For future identity verifications, all we need is a phone number. When you log into your Personal Online Banking account through our website or Mobile Banking app, you will be asked to set up your phone number and choose your preferred delivery method – text message or phone call.

Set Up Phone Numbers

You will receive an text message to the mobile phone number you added that your verification is complete. All future messages will come from that short code. You will not be prompted to enter a one- time passcode during the current session. You will be prompted to enter a one-time passcode the next time you login.

Security Challenge

You will then receive a text message or phone call containing a passcode. Enter this passcode during log in to complete your phone number verification. Once entered, you will be logged into Online Banking.

How does the new security feature work?

This new security feature will replace the Security Challenge Questions and will only be activated if it detects a login attempt that falls outside of how you typically login.

When this happens, you will be prompted to enter a passcode during log in. The passcode will be sent to the phone number you set up previously using your preferred delivery method. Simply enter the passcode to complete your log in.

Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge

Back to Top