Business Savings

Money Market

An account that maximizes your earnings with tiered interest rates.

What will I get?

• A competitive interest rate paid on daily balances based on the following tiers:

  Tier 1	$0.00-2,499.99
  Tier 2	$2,500.00-9,999.99
  Tier 3	$10,000.00-24,999.99
  Tier 4	$25,000.00-49,999.99
  Tier 5	$50,000.00-99,999.99
  Tier 6	$100,000.00 and over

• Up to six withdrawals per statement cycle at no charge.

How much will it cost my business?

• No monthly maintenance fee applies if you maintain a $2,500.00 minimum daily ledger balance. If not, a $10.00 monthly maintenance fee will apply.
• Make up to six withdrawals by check, or by preauthorized, automatic, internet or telephone withdrawal or transfer per month. Additional withdrawals are charged $10.00 each.
• Withdrawals and transfers made in person or at an ATM are unlimited.

By Federal Regulation, transfers from a savings or money market account to another account, or to third parties by preauthorized, automatic, internet or telephone transfers or by check are limited to six per month.

Treasury Savings

A variable rate savings account with a premium rate. For customers who are looking to maximize earnings on larger account balances.

What will I get?

• Premium interest rates paid on account balances of $25,000 or more.
• The variable interest rate is paid on daily balances based on the following tiers:
  

  Tier 1	$0.00-24,999.99
  Tier 2	$25,000.00-99,999.99
  Tier 3	$100,000.00-249,999.99
  Tier 4	$250,000.00 and over

How much will it cost me?

• There are no account maintenance fees if you maintain a $100.00 quarterly average ledger balance. If not, a $5.00 quarterly maintenance fee will apply.

• You may make up to 18 withdrawals, in person or by telephone, per calendar quarter. Additional withdrawals are $1.00 each.

By Federal Regulation, transfers from a savings or money market account to another account, or to third parties, by preauthorized, automatic, internet or telephone transfers or by check are limited to six per month.

Long-Term Savings

For long-term savings goals, we offer the following products:

• Certificates of Deposit

  • Minimum deposit of $500.
  • 91-day to 60-month terms.
  • Quarterly interest payments.
  • Ask us about our CD specials.

• CDARS

• Certificate of Deposit Account Registry Service - CDARS' A program that allows the public to spread money around various banks.
• The purpose of CDARS is to help people who invest in certificate of deposits or CDs to stay below FDIC insurance limits at any given bank.

For more information regarding our long-term savings products, please call or visit any of our branches and speak to a New Accounts Representative.