United Bank & Trust
Personal Business
Online Banking:

Personal Online Services

Between work, ball games, piano concerts, and school plays, trips to the bank aren't always in the cards. We understand that and want to offer you services that help you stay on top of your finances, in between innings and the first and second acts.

We offer the following personal online and mobile services:

Personal Online Banking

Online Banking: It's like having a branch wherever you are. Online Banking is available to you 24 hours a day, seven days a week.

With Online Banking...

  • View account balances and statements.
  • Transfer money between your United Bank & Trust accounts.
  • Verify payments by viewing cleared check images, ACH, and debit card transactions.
  • Pay bills with UPay, our online Bill Pay service.
  • Make loan payments.
  • Download transaction information to personal finance software, like Quicken or QuickBooks.

UPay Online Bill Pay

Jumping from site to site? It's great for online shopping; not so much for bill paying. With UPay, our online bill pay, your bills are paid from one secure site that is available 24/7. No more paying for stamps and envelopes.

With UPay...

  • Pay bills in minutes from the organized Payment Center.
  • Set payment dates and keep the funds in your account until that date.
  • Create bill reminders.
  • Save payees, addresses, and account numbers for future payments.
  • Set up automatic payments.
  • Have eBills delivered and paid directly from the site.
  • Pay People with Popmoney—all you need is their e-mail address or cell phone number.
  • Transfer Money to an account you own at another financial institution in the U.S. with our Account2Account transferring service.


eStatements are your regular paper statements...just minus the paper. This free service makes your monthly statement available through Online Banking, allowing the statement to be offered to you sooner. Plus, the service is completely "green," which Mother Nature happens to be a fan of.

With eStatements...

  • Receive the statement the day after the monthly statement cycle ends.
  • Print your statements or store them on your computer.
  • Live greener.

Mobile Banking

It's like a teller in your pocket. Bank virtually anywhere with Mobile Banking.

With Mobile Banking...

  • View account balances.
  • Transfer money between your United Bank & Trust accounts.
  • Pay bills.
  • Make loan payments.
  • Receive text alerts.
  • Available in text, mobile browsing, or downloadable application formats (not all services available on all phones).

Account Alerts

More information coming soon!

Online Education Center

Become an Electronic Services Pro with our Online Education Center. Click here to view demos and learn how to use all our Electronic Services.

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