United Bank & Trust
Personal Business
Online Banking:

Business Savings

We are proud to offer services that can help make managing your business' savings easier. With our complete Business Banking package, you'll always be on top of your finances, and with several different savings options, United Bank & Trust has an account to meet your savings goals.

Business Savings

A simple savings option. The account earns a competive interest rate and allows periodic withdrawals.

What will I get?

  • A competitive interest rate.

How much will it cost my business?

  • There are no account maintenance fees if you maintain a $100.00 quarterly average ledger balance. If not, a $5.00 quarterly maintenance fee will apply.
  • You may make up to 18 withdrawals, in person or by telephone, per calendar quarter. Additional withdrawals are $1.00 each.

See how your savings will stack up. Use our savings calculator!

By Federal Regulation, transfers from a savings or money market account to another account, or to third parties by preauthorized, automatic, internet or telephone transfers or by check are limited to six per month.

Money Market

An account that maximizes your earnings with tiered interest rates.

What will I get?

  • A competitive interest rate paid on daily balances based on the following tiers:

    Tier 1 $0.00-2,499.99
    Tier 2 $2,500.00-9,999.99
    Tier 3 $10,000.00-24,999.99
    Tier 4 $25,000.00-49,999.99
    Tier 5 $50,000.00-99,999.99
    Tier 6 $100,000.00 and over

  • Up to six withdrawals per statement cycle*.

How much will it cost my business?

  • No monthly maintenance fee applies if you maintain a $2,500.00 minimum daily ledger balance. If not, a $10.00 monthly maintenance fee will apply.
  • Make up to six withdrawals by check, or by preauthorized, automatic, internet or telephone withdrawal or transfer per month. Additional withdrawals are charged $10.00 each.
  • Withdrawals and transfers made in person or at an ATM are unlimited.

By Federal Regulation, transfers from a savings or money market account to another account, or to third parties, by preauthorized, automatic, internet or telephone transfers or by check are limited to six per month.

Treasury Savings

A variable rate savings account with a market-based rate. For customers who are looking to maximize earnings on larger account balances.

What will I get?

  • A variable interest rate based on the 91-day T-Bill when the account balance is $25,000.00 and over.
  • A competitive interest rate on balances under $25,000.00.

How much will it cost my business?

  • There are no account maintenance fees if you maintain a $100.00 quarterly average ledger balance. If not, a $5.00 quarterly maintenance fee will apply.
  • You may make up to 18 withdrawals, in person or by telephone, per calendar quarter. Additional withdrawals are $1.00 each.

By Federal Regulation, transfers from a savings or money market account to another account, or to third parties, by preauthorized, automatic, internet or telephone transfers or by check are limited to six per month.